KisshtJul 29, 20263 mins read

Kissht Q1 FY27: Revenue rises to Rs 670 crore, profit hits Rs 95 crore

Digital lending platform Kissht reported 45% year-on-year operating revenue growth and a 58% rise in profit in Q1 FY27, alongside higher AUM and expanding customer reach.

Entrackr

Kissht clocks Rs 670 Cr revenue and Rs 95 Cr profit in Q1 FY27

Topline growth: Q1 operating revenue climbs 45%

Kissht reported operating revenue of Rs 670 crore in Q1 FY27, up from Rs 463 crore in Q1 FY26. The digital lending platform also earned Rs 7 crore from non-operating sources, taking total revenue to Rs 677 crore for the quarter.

The company primarily earns interest income from small-ticket consumer loans, though a detailed revenue breakup for the quarter was not disclosed.

Profit rises as revenue momentum offsets higher costs

Kissht posted a profit of Rs 95 crore in Q1 FY27, a 58% year-on-year increase. On a sequential basis, profit rose 16% from Rs 82 crore in Q4 FY26.

Total expenditure increased 42% year-on-year to Rs 549 crore from Rs 386 crore, driven by impairment costs, finance costs, employee benefits, marketing, legal and professional services, and IT expenses.

AUM and customer base expand sharply

Kissht’s assets under management grew 61% year-on-year and 13% sequentially to Rs 8,001 crore. The company has cumulatively served over 12.25 million customers, up 26% from a year ago.

Its off-book AUM stood at Rs 4,284 crore, accounting for 53.6% of the total portfolio and reflecting its capital-light partnership model.

Expense mix and market snapshot to watch

Impairment on financial instruments remained one of Kissht’s largest expense heads, accounting for more than 23% of the total cost base. This expense grew 28% year-on-year to Rs 128 crore, while finance costs increased 39% to Rs 82 crore and employee benefit expenses stood at Rs 71 crore.

At the close of trading on Wednesday, Kissht’s shares were priced at Rs 343.45, giving the company a market capitalization of Rs 5,796 crore, or $610 million.